Homebuyer Education Program
PRESENTED BY OUR HUD-APPROVED COUNSELORS
Selecting Your Home
Selecting Your Home involves evaluating your needs, preferences, and financial capacity to choose a property that aligns with your long-term goals as a first-time homebuyer.
Down Payment Assistance
Down Payment Assistance programs provide financial support to first-time homebuyers, helping them cover the initial costs required to purchase a home.
Affordable Homebuying Mortgage Loan Programs
Affordable homebuying mortgage loan programs provide first-time homebuyers with low-interest rates, flexible down payment options, and assistance to make purchasing a home more accessible and affordable.
Qualifying for Down Payment Assistance Programs active in your area
To qualify for down payment assistance programs, first-time homebuyers must typically meet income limits, complete a homebuyer education course, and fulfill specific criteria set by local or state programs.
Money Management
A Money Management class for first-time homebuyers provides essential guidance on budgeting, saving, and financial planning to ensure a successful home purchase and long-term financial stability.
Understanding Credit
Understanding credit involves learning how credit scores, reports, and responsible borrowing impact your ability to secure a mortgage and manage homeownership costs effectively.
Financial Literacy
A Financial Literacy for First-Time Homebuyers class teaches essential skills in budgeting, credit management, and mortgage basics to help new buyers make informed and confident home purchasing decisions.