NID is the largest African-American HUD-approved National Intermediary of Housing Counseling and Education in the country. Our decades of experience in low-to-moderate income communities, particularly African-American and communities of color, has instilled a zeal and conscientiousness in our counselors and executive staff. Our network knows how to advocate for you, while being sensitive to cultural and personal differences.

NID is a leader among HUD-approved counseling agencies in providing client services, shaping housing policy, and knowing what our communities need when it comes to housing and wealth building. Take a look out “Our History” page and “Media Center” for more information about who we are.

NID provides the following HUD-approved housing counseling and education services:

• Pre-purchase Homebuyer Education and Counseling
• Post-purchase Education and Counseling
• Mortgage Default/Foreclosure Prevention Education and Counseling
• Reverse Mortgage (HECM) Education and Counseling
• Rental and Tenant Education and Counseling
• Financial Management Education and Counseling

Yes! Contact us via the “Get Started” form at the top of the page and a housing counselor will reach out to discuss your situation. Sometimes a situation you are facing might benefit from our services once the issues are clarified. Our branch offices are rooted in their communities as well. So if your issue requires a community referral, our counselors will know who to send you to.

All of our housing counseling and education services are no-to-low cost depending on your particular circumstances! We work hard with HUD, public and private grantors, and other partners to offer our services to as many individuals and families as possible, regardless of ability to pay.

All of our services! We have sophisticated technologies in place to ensure that you video conference, telephone conference, and email communications are secure and private. Our counselors will help you connect with our services in whatever way best suits your circumstances and preferences.